Paying your British Gas bill should be simple — but with so many different tariffs, account types and payment options, it’s not always obvious what the easiest method actually is. Whether you prefer paying online, by card, with Direct Debit or at a PayPoint, British Gas gives you several ways to stay on top of your energy payments.
This guide explains every method you can use to pay your British Gas bill, which options work best for you, and how to split the bill fairly if you share your home with a partner or housemates.
The quickest way to pay a British Gas bill is through your online account.
You can use:
Just log in, go to “Make a Payment” and enter your card details. Payments usually clear instantly.
✔ One-off payments
✔ People who don’t want to set up Direct Debit
✔ Paying when your bill fluctuates seasonally
If you prefer doing everything on your phone, the British Gas app lets you:
It’s one of the simplest ways to manage your energy account on the go.
✔ Quick card payments
✔ Tracking bills and energy usage
✔ Households wanting easy access on mobile
Direct Debit is still the most common way to pay a British Gas bill. It spreads your annual usage across 12 monthly payments, which helps even out the cost.
Benefits include:
✔ People who prefer set monthly amounts
✔ Anyone who wants a “set it and forget it” system
British Gas has an automated 24/7 phone line where you can pay by card.
You’ll need:
✔ Customers who prefer not to use online accounts
✔ Urgent payments outside working hours
If you prefer paying in person, you can visit:
Most PayPoints are cash-only, but some do accept debit card payments depending on the shop.
✔ Prepayment meter users
✔ Customers who like in-person payments
Yes — British Gas accepts credit cards for most online and app payments.
This is useful if you want to:
Just make sure you pay off your statement in full so you don’t pay interest.
One of the biggest challenges in shared living is not just paying the bill — it’s splitting it fairly.
If you live with a partner or housemates, you can use Cino to make splitting your British Gas bill effortless.
✔ No one fronts the full payment
✔ No IOUs or chasing
✔ No spreadsheets
✔ Everyone pays their exact share
✔ Works with debit and credit cards
This is especially useful when bills rise or fluctuate — the cost is split fairly every time without awkward conversations.

Because Cino removes the friction from shared living:
Bills are divided the moment you pay.
Debit or credit — you choose. Great for earning rewards.
Everyone pays their share instantly.
Not just British Gas: broadband, water, rent, groceries, subscriptions and more.
Everyone keeps their own account and their own card.
It depends on your lifestyle:
💡 Pay online or through the app with your card.
💡 Use Direct Debit.
💡 Pay with a credit card (and pay it off monthly).
💡 Pay your British Gas bill with the shared Cino card and split it automatically.
There are plenty of ways to pay your British Gas bill in 2026 — from online card payments to Direct Debit and PayPoint cash options. But if you live with other people, the smartest upgrade you can make isn’t just how you pay the bill, but how you split it.
Cino makes shared bills effortless by dividing payments automatically the moment they’re made. Combine that with British Gas’s flexible card payment options, and you have one of the easiest ways to keep your household energy costs fair, transparent and stress-free.
