Travelling with friends should be relaxing. But nothing tests a friendship quite like splitting trip expenses. Someone ends up overpaying, someone underpays, someone forgets to log a taxi, and by the end of the trip one person feels like the unofficial accountant. A good expense-splitting app removes all of this tension. It keeps money fair, removes awkwardness, and helps the group stay organised without spreadsheets or late-night maths. Below are the five best apps to split trip expenses in 2025 — with a clear view of what problems each one actually solves.
Most expense sharing apps for splitting trip expenses help you track costs. Cino goes a step further and helps you avoid them becoming an issue in the first place.
Rather than logging every bill manually, Cino uses a shared virtual card that splits payments automatically at the point of purchase. When one person pays for flights, hotel, or dinner, everyone’s share is instantly taken from their own card. No chasing. No reminders. No “I’ll transfer you later.” This alone eliminates 90% of typical trip expense friction.
• Eliminates fronting money
Group travel usually means one person pays big costs like hotel bookings or group meals upfront. With Cino, you never have to bankroll the group — everyone pays their share instantly.
• Real-time settlement
No end-of-trip reconciliation, no waiting for transfers, no awkward follow-ups. Costs are balanced in real time.
• Works with all bank cards
Perfect for mixed groups where everyone uses different banks or countries’ cards. No requirement to join a specific bank.
• Zero FX fees abroad
A massive advantage for international trips. You pay the real price, not the padded credit card price.
• Flexibility for complex splits
If someone didn’t drink, someone arrived late, or someone covered a portion — you can adjust split ratios instantly.
• Removes the admin burden
Groups often underestimate the mental load of tracking everything: taxis, snacks, coffees, tolls, entry tickets. Cino removes that constant responsibility.
Ideal for:
Friends or couples who want a completely hands-off way to manage trip expenses and never have repayment conversations.
Splitwise is the classic name in shared expenses because it gives a clear, detailed view of who owes what over time. It’s especially good for multi-week trips where hundreds of small transactions happen.
• Complete transparency
Every entry is timestamped, labelled and assigned to specific people. Good for large trips where people want visibility.
• Multi-currency support
Important for international travel where different members might be handling different legs of the trip.
• End-of-trip balancing
The app simplifies dozens of expenses into a single final payment per person.
Everything must be entered manually — even a €3 coffee or a last-minute Uber. Over time, the admin becomes draining, especially on fast-paced trips.
Ideal for:
Organised groups happy to log every expense manually and who want full financial transparency.
Tricount is simple, clean and fast, making it perfect for casual group trips where the priority is ease rather than features.
• Minimal setup
Create a trip, invite friends, log expenses — done.
• Intuitive for everyone
Even the least tech-savvy person gets the hang of it quickly.
• Clear running balance
A nice visual of who currently owes what.
It has the same drawback as Splitwise: everything is manual. It’s also not ideal for complex splits or detailed travel itineraries.
Ideal for:
Weekend trips, festivals, ski weekends or smaller groups who want clarity but not complexity.
Revolut’s strength is convenience. If everyone in your travel group is already a Revolut user, splitting trip expensesbecomes quite easy.
• Smooth in-app splitting
Select a transaction, tap “Split bill,” choose friends — they get a prompt instantly.
• Strong for foreign travel
Great exchange rates, virtual cards, easy withdrawals.
• Unified banking + splitting
No need for an additional app for some types of expenses.
Revolut isn’t purpose-built for group trips. It doesn’t handle complex, combined expenses well, and someone usually ends up fronting large amounts before the split happens. And, crucially, it only works if everyone has a Revolut account.
Ideal for:
Friend groups who already bank with Revolut and have relatively simple cost-sharing needs.
Splitser is underrated: simple, speedy and practical for smaller or shorter trips.
• Very easy manual logging
Good for groups who frequently travel together and don’t need educational hand-holding.
• Clear summaries
You always know exactly where the group’s balance stands.
• Lightweight
Runs well on any device and rarely overwhelms users.
It’s manual, lacks automation, and doesn’t streamline reimbursement — so be ready to settle up afterward.
Ideal for:
Short trips, road trips, birthday weekends, and small friend groups.
1. Do you want to avoid fronting money?
If yes → Cino is the only app that solves this fully.
2. Do you need full transparency and don’t mind admin?
Splitwise or Tricount.
3. Does everyone in the group already use the same bank?
Revolut works well in that case.
4. Is your trip short and simple?
Splitser is quick and easy.
Managing trip expenses shouldn’t take over your holiday. The best app is the one that matches the energy of your group:
Choosing the right tool can transform your group dynamic — freeing you up to enjoy the moments, not track them.
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