In 2025, we can pay with our watches, unlock doors with our phones, and have AI plan our weekends.
Yet somehow, splitting a bill with friends still turns into a group maths exam.
Someone fronts the full cost, everyone promises to “send later,” and half the group mysteriously forgets. Your shared dinner turns into a shared headache.
Enter Cino — the best bill-splitting app of 2025 and the first app that splits the bill automatically when you pay. No transfers. No awkward reminders. No IOUs gathering dust in the group chat.
Here’s why Cino makes every other bill-splitting app feel stuck in 2014.
This is the game-changer.
Unlike Splitwise, Revolut, Monzo, or any traditional bill-splitting app, Cino removes the entire “front the bill → chase everyone → settle up later” cycle.
With Cino:
No maths. No reminders. No “I’ll do it tomorrow.”
Just tap → pay → split.
That’s why Cino is the only app offering true automatic bill splitting in 2025.
Most bill-splitting tools are built for one-off calculations.
Cino, on the other hand, works for real life.
With Cino’s shared virtual cards, everyone pays their part with their own card — no shared bank accounts, no pooled money, no topping up a wallet.
This is the feature that wins restaurants.
With QuickSplit, you can split a dinner bill with anyone — even if they’ve never downloaded Cino.
Here’s how it works:
One link. One tap. Bill done.
Imagine splitting a bill with 7 friends in 10 seconds.
That’s Cino.
Most banks charge 2–3% on foreign transactions.
Cino charges 0% FX no matter which card you link.
So when you’re travelling with friends, not only does Cino split every cost automatically — meals, taxis, groceries, hotels — it also saves you money.
It’s the all-in-one “Splitwise alternative meets travel hack” you didn’t know you needed.
Old-school bill splitters rely on manually adding receipts.
Cino logs everything for you automatically.
Every shared spend is visible inside the app:
You can even go back and relive your travel itinerary through your payments.
It’s money management meets memory keeping.
Cino is an official Mastercard partner, uses Checkout.com to process transactions, and never holds your money or sees your card details. Everything is encrypted end-to-end.
You can also:
Safe, simple, and stress-free.
Most apps help you calculate who owes what.
Cino solves the deeper issue:
Nobody wants to be the one who fronts the bill.
And nobody wants to chase their friends.
Cino removes the social friction altogether by:
✔ eliminating debt
✔ eliminating awkward reminders
✔ eliminating mental maths
✔ eliminating group chat drama
✔ eliminating “just send me your bank details”
When the bill splits automatically, the stress disappears.
You get to stay present — not become the group’s accountant.
Cino brings the social back into social spending.
Dinner out feels lighter.
Holidays feel smoother.
Life admin feels easier.
And your friendships stay intact.
(Seriously — fewer money arguments = better friendships.)
If you're still calculating bills manually, typing amounts into apps, or waiting days for repayments, you're using old tech for a modern problem.
Cino is:
way to split bills in 2025.
Ready to stop chasing payments?
Download Cino and split the next bill the smart way — automatically.
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