Do you remember the last time you and your partner went out for a romantic dinner, caught a movie or went on an adventurous trip together?
The excitement of planning everything and being able to share those experiences with your significant other is truly priceless. You’re in the grocery store shopping for a cute picnic, you’re going aisle to aisle grabbing grapes, wine, cheese, all the things your heart desires. But as soon as you reach the cashier, you're faced with the awkward question "who's paying?". And let's be honest, nobody wants to bring up money when you're in the middle of a great time. So, you agree to split it later, but then comes the added stress of keeping track of who owes what.
Let's be honest, nothing kills the mood faster than asking your partner for €20 back. And even after the expenses are settled, it's not uncommon for both partners to feel like they paid more than the other, whether that’s true or not.
As a Zillenial (too old to be gen Z, too young to be a millennial) (and yes, Zillenial is a thing), I can tell you that splitting money nowadays is so not what it used to be. So, what has changed?
At Cino, we've analyzed the financial habits of countless couples and discovered that the younger the couple, the quicker they tend to address the elephant in the room: money. Gen Z couples, in particular, like to jump right into finance talk about 2-3 months into the relationship. I mean, this makes sense when you and your partner want to share as many experiences together as you can, especially after going through a whole pandemic. Here are a couple of tips, inspired by the one and only generation Z, to ensure money doesn’t ruin the harmony of your relationship:
Here's an easy and light-hearted way to start that conversation:
“Hi babe! I was just thinking about our plans for the weekend, and I realized I’m not sure what our budget is like. I don’t want to make any assumptions, so do you mind if we have a chat about what we’re both comfortable spending on dates and activities? It’ll be fun way to plan things that work for both of us!”
Money might not buy happiness, but it sure can buy a lot of stress and arguments. By following these tips and being open and honest with your partner, you can avoid letting money be the third wheel in your relationship. And who knows, you might even have enough leftover cash to splurge on some really fancy cheese for that cute picnic.