You don't need a calculator to split bills when you have Cino – a new app that splits the bill for you, automatically deducting each person's share from their own personal blank cards. It’s the smartest split bill calculator because it removes the maths entirely. Instead of calculating who owes what after you’ve paid, Cino automatically splits the bill at the point of payment using each person’s own debit or credit card. No calculators, no spreadsheets, no mental arithmetic.Splitting a bill should be simple – yet it rarely is. Whether you’re dividing dinner with friends, sharing household expenses, or sorting out travel costs, someone always ends up pulling out their phone, tapping frantically into a calculator app, and hoping the numbers add up.
Here’s why Cino is the best way to calculate and split bills instantly.

Most people search for a split bill calculator because they need a fast way to work out what everyone owes. But traditional calculators — even the online ones — still require manual inputs:
It’s fiddly, time-consuming, and usually done under pressure while a server waits for payment. Cino eliminates all of that. Instead of calculating the bill after the payment, Cino calculates the split before and during the transaction — and charges everyone automatically.
Cino is a bill-splitting app that acts like a real-time calculator built directly into your payment flow. Here’s how:
Set up a group with your friends, housemates, partner or travel buddies.
You can split:
You can also change the split ratio every time you pay, so if one person is covering more or less, it only takes a tap.
Cino generates a shared virtual card for the group that links to everyone’s personal bank cards. When you pay:
It’s genuinely the easiest way to split a bill — because you don’t actually split it yourself.
Cino acts as a fully automated split bill calculator by:
With Cino, you’ll never have to grab your iPhone calculator to divide a bill again. The maths is handled before the payment goes through — and every person is charged correctly from their own card.
No more typing numbers into a calculator or online tool.
Everyone pays instantly. No chasing. No “I’ll send it later.”
Need to split 60/40? 70/20/10? One friend isn’t drinking? Tap to adjust.
Restaurants, groceries, petrol, house bills, gifts, hotel rooms — anything.
Because you don’t have to calculate anything at all.
If you’re searching for a split bill calculator, what you actually want is a tool that:
Cino does all of that — automatically.
It’s the modern way to split payments and the smartest alternative to using your phone calculator at the table.
Ditch the calculator. Ditch the IOUs. Ditch the mental maths.
With Cino, the bill is calculated and split the moment you pay — using everyone’s own cards.
If you’re looking for the best, easiest, and most accurate split bill calculator, Cino isn’t just a tool… it’s a complete solution.
Ready to split bills without thinking?
Download Cino and let the app do the maths for you.
