Cino is a new app that splits the bill for you, automatically deducting each person's share from their own personal bank cards – it's the fastest, cleanest way to split bills and share expenses with everyone in your life – friends, partners, housemates or workmates. You never front the cost and no one owes anyone anything later. Instead of paying the full bill and chasing people afterwards, Cino splits the bill upfront through a shared virtual card.
Tap once → everyone pays their share instantly.
Add your partner, friends, housemates or holiday group.
Each person connects a debit/credit card — no joint accounts, no merging finances.
Restaurants, bars, supermarkets, taxis, holidays — any place that accepts Visa/Mastercard.
A £96 dinner for four becomes four £24 charges, automatically.
No adding expenses.
No reminders.
No settling up.
No admin.
It’s not “splitting the bill” — it’s paying your share at the exact moment of the payment.
Sometimes you need to split the bill with people who don’t use Cino yet — friends, coworkers, dates, or that one mate who “never downloads anything.”That’s exactly why Cino built QuickSplit. QuickSplit is a virtual card that you can add to Apple or Google Pay to split any bill with anyone - perfect for splitting one-off bills on the fly.
You just send a QuickSplit link to whoever you want to split with (up to 7 people). They’ll privately link a card to the bill using Apple Pay or Google Pay.
You then simply pay with your QuickSplit card, and everyone’s share is taken automatically from the card they linked.
After the bill is split, their card details are deleted immediately.
Because no one fronts the full amount.
Everything is split automatically as the payment happens.
There’s never a moment where someone “owes” someone else.
Any country. Any card machine. Any currency.
Couples, housemates, friends, travel groups — anyone who shares costs.
You tap. Cino does the rest.
If it’s a card payment, Cino can split it — instantly.
The quickest way to split the bill is to never split it manually again.
Let Cino do it automatically — every tap, every time.
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