The best app for splitting travel expenses with friends

October 31, 2025

Nothing beats a Jet2 Holiday… until you have to split the expenses. Splitting travel expenses with friends can get messy pretty quickly.

Can everyone send me £30 for petrol?

Who do i owe for the AirBnB?

Guys! I’ve made a spreadsheet!

Before condemning yourself to Exc-Hell, get a load of this – a new app that splits all your travel expenses automatically. So you never have to cough up the full cost of the hotel, you never have to beg anyone to pay you back, and you never have to suffer through the delusion that you’re rich until your friend slaps you with that £600 payment request post-holiday. Instead of logging receipts or chasing payments, Cino gives you a shared group card for all your travel expenses. You don’t need to top it up – it’s linked to everyone’s personal bank card. So when you pay with Cino, everyone’s share comes out of their own bank card automatically.

Why is it the best app for splitting travel expenses with friends?

It’s true – Cino is not the only app built for sharing travel expenses. Apps like Splitwise and Tricount track travel expenses too, but they rely on you manually entering every expense. So it definitely helps organise expenses, but it doesn’t eliminate admin like Cino. It’s fine for a few transactions, but a nightmare when you’re abroad juggling currencies, receipts, and a group chat full of IOUs. More and more friendship groups are looking for a Splitwise alternative since the app started hiding features like currency conversion behind a paywall. Splitwise now only lets you add 3 expenses per day which is almost always insufficient when splitting travel expenses on a group trip.

What about splitting travel expenses with neo-banks?

Banks like Monzo and Revolut have jumped on the bill-splitting bandwagon, and do a great job at making it more convenient to split travel costs with friends, but when  everyone in your travel group is with the same bank. Otherwise, your friends will have to open to a whole new bank account just to split the bill with you.  And even then, someone still has to cover  the bill upfront, send a payment request after and wait to be paid back — transfer tennis that leaves the group organiser exhausted.

How to split travel expenses easily with Cino

When it comes to splitting travel costs, Cino works best by creating a group payment card.

  1. Set up a shared Cino card that links to each person’s own bank card and name it after your upcoming trip “E.g. New York BBY”
  2. Choose how you want to split payments – you can go 50/50 or change the split ratio based on what you decide is fair.
  3. Whenever anyone in the group pays with the Cino card, everyone’s share is instantly deducted from their own bank account.

Other travel features

While Cino is primarily used for splitting travel expenses with friends, it’s also got some cool features to make your group trip even better.

Map your memories: Every time you pay with Cino, the app pins the location automatically — creating a map of everywhere you’ve been together. Like an automatic travel log!

Play Roulette with the bill: This is a fun way to spice up the night when the bill comes and bring good vibes to the table. One person dodges the bill while the rest of the groupcover the rest.

Splitting travel expenses with friends shouldn’t be awkward

Cino takes the stress, spreadsheets, and subtle resentment out of group travel. No one gets stuck fronting the costs. No one has to chase repayments. Every transaction is instant, automatic, and fair.

So next time you’re planning a trip with friends, skip the spreadsheets and the payment requests — and let Cino do the work for you.

Download Cino — the easiest way to split travel expenses automatically.

Grow your business.
Today is the day to build the business of your dreams. Share your mission with the world — and blow your customers away.
Start Now
👋  Contact
hello@getcino.com
Copyright © 2023. All rights reserved.