How to ask for money back?

October 13, 2023

Owed Money? Here's How To Get It Back with Cino!

Hey there, fellow bill-splitting champions! Ever found yourself in that oh-so-awkward situation where you've picked up the tab and now you're stuck chasing your pals, colleagues, or housemates for your share? Trust me, I've been there too! But today, I've got some hilarious anecdotes and tips that will not only help you recover your hard-earned cash but also make it a breeze.

Group 1: Spliting bills with Friends

Barbie tickets were almost sold out. The group chat was buzzing like crazy with that one broke friend begging someone to buy the tickets NOW. You added six tickets for the Friday showtime, and that’s perfectly okay, because you love your friends and you’re not stingy... But it’s Monday now… the weekend haze is long gone, and your bank account is still 70€ down. The group chat is a dry desert, and no one is bringing it up- what’s your next move?

Slide into the GC with this smooth sentence:

“Hey guys! I found this fantastic app called Cino, where we can all pay for things together instantly! It’s a virtual card that links to each of our $$ accounts and charges each person automatically. I really think it’s a game-changer, especially after going broke for a weekend from those Barbie tickets 😂”

Okay, that last line is a bit passive aggressive, use with caution. But seriously, with Cino, no more awkward money requests!

Bonus tip: remember, when it comes to friends, humor can be your best friend! Share a hilarious meme about chasing after money. This not only lightens the mood but also gently reminds your buddies to settle their dues. Here’s a relatable TikTok about that one friend who is always spending ludicrous money but still owes you.

Group 2: Shared expenses with your Colleagues

Work events often come with shared expenses. That time I went to lunch with an ex-colleague who earned way more than me? Yeah, I still footed the entire bill, and it was quite the awkward moment! But now, with Cino's virtual card, you can suggest, "Hey team, let's use Cino to split the bill for our next work lunch. It's hassle-free, and we won't have to worry about awkward money talks later."

money on a table

Group 3: Spliting bills with your Partner

Even with your significant other, money matters can get tricky. Many say the number one cause of divorce is unresolved financial tensions. I understand, it can be extremely unromantic to ask your partner for money back, which is why communicating beforehand about financial expectations and compromising your lifestyles to meet each other halfway is crucial! But, this is easier said than done. Here’s what you can do: when it comes to shared expenses, like the rent, utilities or groceries, Cino has got your back. You can say, "Hey love, let's use Cino to split our grocery bill. It'll automatically divide the cost fairly, so we're both in the clear." This is one example, but you can check out our step-by-step guide on how to talk finances with your partner!

Group 4: Shared expenses with Housemate(s)

Living with others can lead to some interesting money-sharing dynamics. If your housemate hasn't chipped in for the utility bill yet, you can suggest using Cino. "Hey housemates, Cino makes splitting bills a breeze. Let's use it for our utilities - no more awkward reminders!"

Now, here's the kicker: Cino isn't just a tool; it's a lifesaver! With its virtual card, you'll never have to chase money again. But if you still find yourself in that position, remember these essential tips:

Keep It Light: Approach the conversation with a smile and a positive tone. No need to make it awkward.

Be Specific: Mention the amount and the reason for the payment, so there's no confusion.

Offer Flexibility: Life happens, and sometimes people need a bit more time. Be understanding and patient.

Use Technology: Suggest using apps like Cino to make the process smoother for everyone involved. It really simplifies sharing expenses without falling in debt or disarray.

Express Gratitude: After they've paid up, show your appreciation. It's all about maintaining good relationships.

So there you have it, my fellow money-chasers! Getting your hard-earned cash back is now a breeze with Cino. Remember, it's all about communication, understanding, and a touch of humor. With Cino by your side, you'll never have to play the bill collector again. Cheers to a life free of awkward money talks! 🍻

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