Bill splitting app

SPLIT NOW.
NOT LATER.  

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The automatic bill splitting app

A NEW KIND OF BILL SPLITTING APP

SPLIT BILLS INSTANTLY

SPLIT THE BILL
INSTANTLY  

Everyone's share of the bill comes out of their own personal bank cards when you pay with Cino.

bill splitting app

AUTO TRACK EXPENSES

All your shared expenses are tracked automatically in the app – no admin required.

Download the bill splitting app Cino

1. CREATE

Set up a group card with whoever you want to share expenses with – partner, friends, family, or housemates.

Link your card to the bill splitting app

2. LINK

LInk your personal cards to your Cino account via Apple/Google Pay to split bills automatically with Cino.

Split the bill automatically

3. PAY

Each person's share of the bill is taken from their own personal card as soon as you pay.

Best bill splitting app

EASE  

Split bills with Apple Pay or Google Pay. And use your card details to split online purchases

Bill splitting app for sharing expenses

VISIBILITY   

Track all your shared expenses in one place – no admin required.

Bill splitting app Cino

CONTROL

Split bills by amount or percentage.

Bill splitting app testimonials

⭐️⭐️⭐️⭐️⭐️ Delphine,

Google Play Store  

“Super practical bill splitting app for sharing costs with my partner. Much easier and seamless than Splitwise.

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AUTO TRACK SHARED EXPENSES

AUTO-TRACK EXPENSES

Unlike other bill-splitting apps, you don’t have to manually add expenses – every split payment is logged automatically in your Cino app.

Don't waste time manually adding your purchases – every shared expense is logged automatically in your Cino app.

Get Started
Bill splitting app for sharing expenses automatically
split bills app

SPLIT THE BILL
YOUR WAY

CHOOSE YOUR SPLIT

Choose how you want to split the bill by percentage or amount. Perfect if you want to split bills based on income, or only want to pay for what you had at dinner.

Get Started

Split the bill by percentage or amount. Perfect if you want to split bills based on income, or only want to pay for what you had at dinner.

Split travel expenses app

SPLIT TRAVEL EXPENSES WITH ZERO DRAMA

Create a group card to split travel expenses effortlessly. No one has to front the cost of flights or hotels. No one will get charged fees abroad. And everyone's settled up when you get home. Bliss.

Create a group card to split travel expenses effortlessly. No one has to front the cost of flights or hotels. No one will get charged fees abroad. And everyone's settled up when you get home. Bliss.

Get the app
2.5M
Bills Split  
33
Countries
100K
Downloads
FREE
IOS / Android

CINO VS SPLITWISE

Cino is the only bill-splitting-app that splits bills instantly, making it a great Splitwise alternative for sharing expenses with everyone in your life.

SPLITWISE

CINO

❌ One person fronts the full cost of each bill
Each bill is split between everyone instantly
❌Add shared expenses manually
Shared expenses tracked automatically
❌ Free currency conversion abroad
Free currency conversion abroad
❌ Split bills with friends who don't have app
Split bills with friends who don't have app
❌ Settle up after bill is paid
Settle up when bill is paid
❌ Map all your shared experiences
Map all your shared experiences

Featured Articles

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Top 3 bill-splitting apps for sharing expenses

Read the blog
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Meet the bill-splitting app replacing joint accounts

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Free splitwise alternative

The free Splitwise alternative  going viral  

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How to split bills with housemates

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How we can help you

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PERFECT FOR

Couples
Split everything from groceries and  household expenses to monthly bills, app subscriptions and holiday costs.
Friends
Split the cost of every hangout without concerning yourself with who owes who for what – ever again.
Housemates
Split houselhold expenses without the household drama. Cino is a no-brainer for splitting bills with your flatmates.

THE ONLY APP THAT SPLITS THE BILL FOR YOU

Faster. Fairer. 100% free.

Download now Bill splitting app

FAQs

Is Cino free?

Yes, Cino is a free bil splitting app.  There are no fees or charges, whether sharing expenses a home or abroad.

Where is Cino available?

Cino is available in the UK and throughout Europe, with hopes to expand globally.

Is my money safe? 

Yes! Cino is a bill splittng app, not a bank. So it doesn't hold your funds i.e. you never have a balance on Cino. Your share of bills are deducted from your personal bank card. Cino is a Mastercard partner and fully PCI compliant. Your card details encrypted so they can not be seen or shared by anyone.

Can I split rent with Cino? 

If your landlord or letting agency accept card payments, you can pay rent with Cino and split the cost automatically between your housemates or partner. We are working on introducing an IBAN so you can create direct debits for rent and monthly bills.

Can I split bills with friends if they don' t have the app?

Absolutely! Cino is not just a bill-splitting app for ongoing expenses between couples or housemates. You can split any bill instantly with anyone using QuickSplit. Your QuickSplit card lives in the app as soon as you sign up. When you want to split a bill, just send your QuickSplit link to friends and they can add themselves to the bill privately via Apple or Google Pay. You pay with your virtual QuickSplit card and everyone's share is taken automatically.