If you’ve ever tried to split Christmas shopping fairly, you already know the chaos: endless spreadsheets, back-and-forth money requests, mystery IOUs, and that one sibling who “will sort you later.”
Christmas is meant to be joyful — not an annual exercise in forensic accounting.
Cino makes all of that disappear.
Cino is the first app that lets you create a virtual shared card exclusively for Christmas shopping, so every gift you buy is automatically split between the people involved. Each person’s share comes directly from their own bank card — instantly, fairly, and without any admin.
No settling up.
No chasing.
No awkward “did you transfer me?” messages.
Just stress-free Christmas magic.
Set up a virtual shared card in seconds and label it “Christmas Gifts”, “Kids’ Presents”, “Family Xmas” — whatever you like.
Use it online or in-store like any normal card.
Every time it’s used, Cino automatically divides the payment based on your group’s chosen split.
You both want to spoil them — but you don’t want to spend December Venmoing/Monzoing each other.
With Cino:
Fair. Fast. Zero admin.
Forget the dreaded group chat:
“Who’s paying for Mum’s present?”
“Can someone transfer me their share?”
With Cino:
You can even make the shared card just for Mum & Dad gifts so all your spending stays neatly organised.
Secret Santa, cousins’ gifts, grandparents, nieces, nephews — it adds up.
Create a shared card for:
Use it wherever you shop — Amazon, John Lewis, toy shops, artisan markets — and Cino handles the split automatically.
Hosting a Christmas dinner together?
Doing a joint gift for a friend?
Buying decorations as a group?
No one needs to front the full cost anymore.
The shared Christmas card ensures everyone pays their fair share at the moment of purchase, not two weeks later.
It’s the easiest, smoothest way to share the cost of Christmas.
Christmas should feel magical — not mathematical.
Whether you're juggling gifts for the kids, splitting the cost of presents for parents, or organising a big family shop, Cino keeps everything fair and simple with one shared Christmas card.
Do your Christmas shop. Tap once.
Cino handles the rest.
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