Everyone's share of the trip comes out of their own personal bank card the moment you pay with Cino.
AUTO-TRACK TRIP EXPENSES
All your shared trip expenses are tracked automatically in the app – no spreadsheets, no admin.
1. CREATE
Set up a group card for the trip with whoever's coming – friends, partner, or family.
2. LINK
Link your personal cards to your Cino account via Apple/Google Pay to split trip costs automatically with Cino.
3. PAY
Each person's share is taken from their own personal card the moment you pay – at the hotel, restaurant, or anywhere on the trip.
EASE
Split flights, hotels and days out with Apple Pay or Google Pay. And use your card details to split online bookings too
VISIBILITY
Track every trip expense in one place – no admin required.
CONTROL
Split trip costs by amount or percentage.
⭐️⭐️⭐️⭐️⭐️ Delphine,
Google Play Store
“Super practical bill splitting app for sharing costs with my partner. Much easier and seamless than Splitwise.
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AUTO-TRACK SHARED TRIP EXPENSES
AUTO-TRACK TRIP EXPENSES
Unlike other bill-splitting apps, you don’t have to manually log trip expenses – every payment is tracked automatically in your Cino app.
Don't waste time manually adding your trip purchases – every shared expense is logged automatically in your Cino app.
Choose how you want to split the cost by percentage or amount. Perfect if someone's staying an extra night, or you only want to pay for what you had at dinner.
Split the cost by percentage or amount. Perfect if someone's staying an extra night, or you only want to pay for what you had at dinner.
USE YOUR CARD ANYWHERE — 0% CURRENCY EXCHANGE
No matter where the trip takes you, your Cino card works with 0% currency exchange — no hidden fees, no bad exchange rates. Create a group card to split travel expenses effortlessly, and everyone's settled up the moment you land. Bliss.
No matter where the trip takes you, your Cino card works with 0% currency exchange — no hidden fees, no bad exchange rates. Create a group card to split travel expenses effortlessly, and everyone's settled up the moment you land. Bliss.
Cino costs 20p per transaction, capped at £5 per month. After around 25 transactions in a month, the rest are free. There's no subscription.
Where is Cino available?
Cino is available in the UK and throughout Europe, with hopes to expand globally.
Is my money safe?
Yes! Cino is a bill splittng app, not a bank. So it doesn't hold your funds i.e. you never have a balance on Cino. Your share of bills are deducted from your personal bank card. Cino is a Mastercard partner and fully PCI compliant. Your card details encrypted so they can not be seen or shared by anyone.
Can I split the cost of flights and hotels with Cino?
Yes! As long as the airline, hotel or booking platform accepts card payments, you can pay with your Cino card and split the cost automatically with everyone on the trip.
Can I split bills with friends if they don' t have the app?
Absolutely! Cino is not just a bill-splitting app for ongoing expenses between couples or housemates. You can split any bill instantly with anyone using QuickSplit. Your QuickSplit card lives in the app as soon as you sign up. When you want to split a bill, just send your QuickSplit link to friends and they can add themselves to the bill privately via Apple or Google Pay. You pay with your virtual QuickSplit card and everyone's share is taken automatically.
