SPLIT BY THE EXACT AMOUNT.

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INTRODUCING SPLIT BY AMOUNT

TYPE IN WHAT YOU ACTUALLY OWE

Skip the even split. Enter exactly what each person should pay — by amount or percentage — and Cino works out the rest.

bill splitting app

ONE AMOUNT IN, THE REST WORKED OUT

Type in what one person owes and tap "The Rest" for everyone else — Cino splits the remainder automatically between them.

Download the bill splitting app Cino

1. OPEN CHANGE RATIO

On any bill, tap Change Ratio and switch to the Amount tab.

Link your card to the bill splitting app

2. TYPE THE AMOUNT

Enter exactly what each person should pay — perfect when someone had the lobster, or you're only paying for what you had.

Split the bill automatically

3. LET CINO DO THE REST

Tap "The Rest" and Cino automatically covers whatever's left for that person — no maths needed.

Best bill splitting app

PERCENT OR AMOUNT

Prefer percentages? Switch tabs any time — Percent, Amount, or leave it to Fate with Roulette.

Bill splitting app for sharing expenses

CONFIRM & GO

Once it adds up, Confirm locks it in and everyone's share updates instantly.

Bill splitting app Cino

FAIR, DOWN TO THE PENNY

Perfect for uneven nights out, extra guests, or anyone who didn't have dessert.

Bill splitting app testimonials

⭐️⭐️⭐️⭐️⭐️ Delphine,

Google Play Store  

“Super practical bill splitting app for sharing costs with my partner. Much easier and seamless than Splitwise.

SPLIT IT EXACTLY HOW YOU WANT

Not every bill splits evenly. Split by Amount lets you type in exact figures for anyone in the group, so nobody pays for more than they had.

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Bill splitting app for sharing expenses automatically
split bills app

ONE TAP TO COVER "THE REST"

Enter one person's amount and tap The Rest for everyone else — Cino automatically works out what's left and splits it between the rest of the group.

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Split travel expenses app

USE YOUR CARD ANYWHERE — 0% CURRENCY EXCHANGE

No matter where the trip takes you, your Cino card works with 0% currency exchange — no hidden fees, no bad exchange rates. Create a group card to split travel expenses effortlessly, and everyone's settled up the moment you land. Bliss.

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5M
Bills Split  
33
Countries
300K
Downloads
FREE
IOS / Android

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PERFECT FOR

Couples
Split rent, holidays, or the weekly shop without one of you always covering the gap.
Friends
Split takeaways, nights out, and everything in between without keeping score.
Big Groups
Perfect for festivals, stag & hen dos, or big group trips where everyone pays a different amount.

THE ONLY APP THAT SPLITS IT EXACTLY YOUR WAY

Faster. Fairer. No spreadsheets.

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FAQs

Is Cino free?

Cino costs 20p per transaction, capped at £5 per month. After around 25 transactions in a month, the rest are free. There's no subscription.

Where is Cino available?

Cino is available in the UK and throughout Europe, with hopes to expand globally.

Is my money safe? 

Yes! Cino is a bill splittng app, not a bank. So it doesn't hold your funds i.e. you never have a balance on Cino. Your share of bills are deducted from your personal bank card. Cino is a Mastercard partner and fully PCI compliant. Your card details encrypted so they can not be seen or shared by anyone.

Can I split the cost of flights and hotels with Cino? 

Yes! As long as the airline, hotel or booking platform accepts card payments, you can pay with your Cino card and split the cost automatically with everyone on the trip.

Can I split bills with friends if they don' t have the app?

Absolutely! Cino is not just a bill-splitting app for ongoing expenses between couples or housemates. You can split any bill instantly with anyone using QuickSplit. Your QuickSplit card lives in the app as soon as you sign up. When you want to split a bill, just send your QuickSplit link to friends and they can add themselves to the bill privately via Apple or Google Pay. You pay with your virtual QuickSplit card and everyone's share is taken automatically.