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Send a link, they tap to join with Apple or Google Pay, and everyone's share comes out instantly. No app required for them.
They just tap the link, connect a card privately via Apple or Google Pay, and they're in. Two seconds, no download.
Open QuickSplit and say how many people are splitting the bill.
Send the link or QR code. Friends join in seconds via Apple or Google Pay — no Cino account needed.
When everyone's joined, tap to pay with Apple Pay. Each share is deducted from their own card instantly.
Prefer to tap in person? Hold your phone or QuickSplit card near the reader — it works exactly like a normal card.
“Super practical bill splitting app for sharing costs with my partner. Much easier and seamless than Splitwise.
QuickSplit works for one-off bills — a dinner, a taxi, splitting a gift. No group needed, no ongoing setup, no app required for the people you're splitting with.
Get StartedTell QuickSplit how many people are splitting, and it works out everyone's share automatically — equal by default, or adjust it your way.
Get Started
No matter where the trip takes you, your Cino card works with 0% currency exchange — no hidden fees, no bad exchange rates. Create a group card to split travel expenses effortlessly, and everyone's settled up the moment you land. Bliss.
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Splitting rent, bills and shopping with people you live with shouldn't cause friction – see how Cino keeps it simple.
The ultimate guide to splitting flights, hotels and days out with your travel crew – without the group-chat maths.
Cino costs 20p per transaction, capped at £5 per month. After around 25 transactions in a month, the rest are free. There's no subscription.
Cino is available in the UK and throughout Europe, with hopes to expand globally.
Yes! Cino is a bill splittng app, not a bank. So it doesn't hold your funds i.e. you never have a balance on Cino. Your share of bills are deducted from your personal bank card. Cino is a Mastercard partner and fully PCI compliant. Your card details encrypted so they can not be seen or shared by anyone.
Yes! As long as the airline, hotel or booking platform accepts card payments, you can pay with your Cino card and split the cost automatically with everyone on the trip.
Absolutely! Cino is not just a bill-splitting app for ongoing expenses between couples or housemates. You can split any bill instantly with anyone using QuickSplit. Your QuickSplit card lives in the app as soon as you sign up. When you want to split a bill, just send your QuickSplit link to friends and they can add themselves to the bill privately via Apple or Google Pay. You pay with your virtual QuickSplit card and everyone's share is taken automatically.
