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Cash, a bill someone already paid, an expense you split outside Cino — log it in Tracking and it sits right alongside your automatic card splits. Completely free, no limits.
Every group gets Card and Tracking. Card splits automatically the moment you pay. Tracking logs everything else — manually, in seconds.
Paid cash, or already covered something for the group? Add it to Tracking in a couple of taps.
Choose who owes what — evenly, by percentage, or an exact amount.
Tracking sits next to your Card tab, so every shared expense — card or cash — lives in one place.
Add as many Tracking expenses as you like. It's completely free, with no caps and no subscription.
“Super practical bill splitting app for sharing costs with my partner. Much easier and seamless than Splitwise.
Unlike card splits, Tracking doesn't cost a thing — no per-transaction fee, no monthly cap, ever. It's Cino's answer to every tracking app out there, built into the group you already have.
Get StartedWhether it's just the two of you or the whole house, Tracking scales with your group — same simple flow, no matter the size.
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Card handles anything paid through Cino, split automatically the moment you tap. Tracking covers everything else. Together, nothing falls through the cracks.
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The ultimate guide to splitting flights, hotels and days out with your travel crew – without the group-chat maths.
Cino costs 20p per transaction, capped at £5 per month. After around 25 transactions in a month, the rest are free. There's no subscription.
Cino is available in the UK and throughout Europe, with hopes to expand globally.
Yes! Cino is a bill splittng app, not a bank. So it doesn't hold your funds i.e. you never have a balance on Cino. Your share of bills are deducted from your personal bank card. Cino is a Mastercard partner and fully PCI compliant. Your card details encrypted so they can not be seen or shared by anyone.
Yes! As long as the airline, hotel or booking platform accepts card payments, you can pay with your Cino card and split the cost automatically with everyone on the trip.
Absolutely! Cino is not just a bill-splitting app for ongoing expenses between couples or housemates. You can split any bill instantly with anyone using QuickSplit. Your QuickSplit card lives in the app as soon as you sign up. When you want to split a bill, just send your QuickSplit link to friends and they can add themselves to the bill privately via Apple or Google Pay. You pay with your virtual QuickSplit card and everyone's share is taken automatically.
