Everyone's share of the bill comes out of their own personal bank cards when you pay with Cino.
AUTO TRACK EXPENSES
All your shared expenses are tracked automatically in the app – no admin required.
1. CREATE
Set up a group card with whoever you want to share expenses with – partner, friends, family, or housemates.
2. LINK
LInk your personal cards to your Cino account via Apple/Google Pay to split bills automatically with Cino.
3. PAY
Each person's share of the bill is taken from their own personal card as soon as you pay.
EASE
Split bills with Apple Pay or Google Pay. And use your card details to split online purchases
VISIBILITY
Track all your shared expenses in one place – no admin required.
CONTROL
Split bills by amount or percentage.
⭐️⭐️⭐️⭐️⭐️ Delphine,
Google Play Store
“Super practical bill splitting app for sharing costs with my partner. Much easier and seamless than Splitwise.
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AUTO TRACK SHARED EXPENSES
AUTO-TRACK EXPENSES
Unlike other bill-splitting apps, you don’t have to manually add expenses – every split payment is logged automatically in your Cino app.
Don't waste time manually adding your purchases – every shared expense is logged automatically in your Cino app.
Choose how you want to split the bill by percentage or amount. Perfect if you want to split bills based on income, or only want to pay for what you had at dinner.
Split the bill by percentage or amount. Perfect if you want to split bills based on income, or only want to pay for what you had at dinner.
SPLIT TRAVEL EXPENSES WITH ZERO DRAMA
Create a group card to split travel expenses effortlessly. No one has to front the cost of flights or hotels. No one will get charged fees abroad. And everyone's settled up when you get home. Bliss.
Create a group card to split travel expenses effortlessly. No one has to front the cost of flights or hotels. No one will get charged fees abroad. And everyone's settled up when you get home. Bliss.
Cino is the only bill-splitting-app that splits bills instantly, making it a great Splitwise alternative for sharing expenses with everyone in your life.
Yes, Cino is a free bil splitting app. There are no fees or charges, whether sharing expenses a home or abroad.
Where is Cino available?
Cino is available in the UK and throughout Europe, with hopes to expand globally.
Is my money safe?
Yes! Cino is a bill splittng app, not a bank. So it doesn't hold your funds i.e. you never have a balance on Cino. Your share of bills are deducted from your personal bank card. Cino is a Mastercard partner and fully PCI compliant. Your card details encrypted so they can not be seen or shared by anyone.
Can I split rent with Cino?
If your landlord or letting agency accept card payments, you can pay rent with Cino and split the cost automatically between your housemates or partner. We are working on introducing an IBAN so you can create direct debits for rent and monthly bills.
Can I split bills with friends if they don' t have the app?
Absolutely! Cino is not just a bill-splitting app for ongoing expenses between couples or housemates. You can split any bill instantly with anyone using QuickSplit. Your QuickSplit card lives in the app as soon as you sign up. When you want to split a bill, just send your QuickSplit link to friends and they can add themselves to the bill privately via Apple or Google Pay. You pay with your virtual QuickSplit card and everyone's share is taken automatically.