Sharing expenses with friends should be simple — but in reality, it often turns into a confusing mix of mental maths, receipts, group chats, and “I’ll send it tomorrow.”
If you’re looking for an app to share expenses between friends, you already know how frustrating splitting bills can be.
Enter Cino: the bill-splitting app that actually fixes the problem.
Unlike traditional expense-sharing apps or banks that rely on one person paying upfront, Cino automatically splits the payment at the point of purchase. Every friend pays their share instantly, using their own debit or credit card. No IOUs. No chasing. No awkwardness.
If you want the easiest way to share expenses with friends, here’s why Cino is the standout choice.


Splitting costs can get messy fast:
The more people involved, the more complicated it becomes. Someone always pays more. Someone forgets to transfer. Someone ends up calculating everything after a long night out.
A dedicated app to share expenses between friends removes the stress — but only if it solves the problem at the moment it happens.
That’s exactly what Cino does.

Most expense apps work after you pay.
Cino works during the payment.
Here’s how it works:
Set up a group for your night out, holiday, house share — whatever you’re splitting.
Each person links their own debit or credit card to Cino.
This becomes the shared card for the group.
When you tap to pay:
It’s the most seamless way to share expenses between friends because the bill is settled instantly.
Cino lets you split costs however your group prefers:
You can change the split for every payment, making it perfect for situations where not everyone pays the same.
Here’s what makes Cino the smartest app to share expenses between friends:
Everyone pays their share instantly using their own card.
No chasing friends for money. No “I’ll send it later.”
Cino does all the splitting and calculating for you.
Restaurants, taxis, groceries, travel, gifts — anything.
Every shared payment is logged neatly inside the app.

If you’re searching for the best app to share expenses between friends, Cino is the easiest and most accurate solution. It replaces manual calculations, eliminates IOUs, and ensures every friend pays their fair share instantly.
No spreadsheets.
No calculators.
No awkward conversations.
Just tap, split, and go.
Download Cino and start sharing expenses with your friends the easy way.
