The best App for Splitting Restaurant Bills

February 27, 2023

Splitting the bill at a restaurant should be simple, but somehow, it quickly becomes a maths lesson, a negotiation, or a long wait while everyone takes turns tapping their phone. Whether you’re in London or Kuala Lumpur, figuring out how to split a restaurant bill fairly is one of the most universal dining frustrations. That’s where Cino comes in.
If you're looking for the best app to split a restaurant bill, this is it.

Why Splitting the Bill at a Restaurant Is Still Such a Pain

Here’s what usually goes wrong:

  • One person pays the whole bill and then chases everyone for money.
  • Everyone tries to pay separately, but the restaurant refuses split payments.
  • Someone forgets to pay their share.
  • The group spends 10 minutes calculating who owes what.
  • Someone inevitably pays more than they should.

Even when using traditional apps, you still need to manually log expenses, request money, and double-check who has (or hasn’t) paid you back.

People are clearly still searching for a restaurant bill splitting app that actually solves the problem at the moment of payment— not afterwards.

Meet Cino: The App That Lets You Tap to Pay & Split Instantly

Cino is the first bill-splitting app that automatically divides the bill as you pay— no admin before, no admin after.

Here’s how it works:

  1. Create a group
  2. Set your split ratio
  3. Add your virtual Cino group card to Apple Pay or Google Pay
  4. Tap to pay at the restaurant
  5. Cino instantly takes everyone’s share from their own bank accounts

That’s it.
No chasing, no calculators, no awkward “I’ll transfer you later” promises.

This is bill-splitting made for 2025.

 Split bill restaurant

Why Cino Is the Best App for Splitting the Bill in a Restaurant

Cino is more than just a clever idea—it eliminates every pain point people search for, from “how to split a bill at a restaurant” to “how to split restaurant bill without hassle.”

Here’s why it’s the best:

1. Works even when restaurants won’t split the payment

If a restaurant only accepts one card, you can still split the bill.
Just pay with the Cino group card, and everyone’s share comes out automatically.

2. No manual tracking

You don’t need to log each meal, drink, or extra item.
Cino auto-tracks every group expense.

3. No same-bank requirement

Unlike some split apps, Cino works with any bank in the UK or EU.

4. No top-ups, no waiting, no reminders

Other apps make you request money from friends afterward.
Cino removes the awkwardness completely.

5. Custom ratios for uneven splits

Want to split 60/40? Someone not drinking? Someone ordered the lobster?
Just adjust the ratio before you tap.

6. Perfect for holidays and group trips

With so many travellers searching for Mallorca restaurant bill split terms, Cino solves the problem abroad too.
One tap and everyone pays their share instantly—no currency confusion.

How to Split the Bill at a Restaurant the Easy Way

If you’re still searching “how to split a restaurant bill” or “how do you split the bill at a restaurant without hassle”, here’s the answer:

  1. Open Cino
  2. Add your group
  3. Tap the Cino card when the bill comes
  4. Walk out—everyone has already paid their share

You don’t even need to announce you’re splitting.
It just works.

The Future of Restaurant Bill Splitting

As more restaurants move away from multiple card payments, the demand for an instant, fair, drama-free solution will keep growing.

And with search volumes rising for terms like “restaurant bill splitting app”, “split bill restaurant app”, and “best app to split restaurant bill”, it’s clear people are actively looking for a better alternative.

Cino is that alternative.
Actually—Cino is the upgrade the world has been waiting for.

Final Thoughts

Whether you’re grabbing tapas in Palma, brunching in Shoreditch, or splitting sushi with friends, Cino makes every dining experience smoother. It removes the maths, the admin, and the awkwardness, turning what used to be a pain point into a single tap.

If you’re ready to split the bill at a restaurant the smart way, Cino is the only app that does it automatically, instantly, and fairly—every time.

 Split bill restaurant

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